•  

     Personal 

    Finance

    		    

    Essential standards are big, powerful ideas that are necessary and essential for students to know to be successful in a course.  Essential standards identify the appropriate verb and cognitive process intended for the student to accomplish.  Essential standards provide value throughout a student’s career, in other courses, and translate to the next level of education or world of work.

     

    The essential standards use Revised Bloom’s Taxonomy (RBT) category verbs (remember, understand, apply, analyze, evaluate, create) that reflect the overall intended cognitive outcome of the indicators written by the certifying body.  Each essential standard and indicator reflects the intended level of learning through two dimensions; The Knowledge Dimension is represented with letters A-C, and the Cognitive Process Dimension by numbers 1-6.    		      
         
    1.00 Understand How to Take Charge of Your Financial Well‐Being
    1.01 Money in Your Life
    1.02 Financial Decisions
    1.03 Setting Financial Goals
    2.00 Understand the Principles of Managing Your Money
    2.01 Introduction to Depository Institutions
    2.02 The Basics of Taxes
    2.03 Statement of Financial Position
    2.04 Income and Expense Statement
    2.05 Spending Plans
    3.00 Understand the Principles of Earning
    3.01 Invest in Yourself
    3.02 Career Exploration
    3.03 Preparing for Higher Education
    3.04 Planning for Higher Education
    3.05 Paying for Higher Education
    3.06 Lifelong Employment
    3.07 Getting Paid
    4.00 Understand the Principles of Receiving
    4.01 Receiving from Family, Friends, and Non-profits
    4.02 Receiving from Government Programs
    5.00 Understand the Principles of Saving and Investing
    5.01 Choose to Save
    5.02 Savings Tools
    5.03 The Fundamentals of Investing
    6.00 Understand the Principles of Spending (includes protecting and borrowing)
    6.01 Credit Reports and Scores
    6.02 Credit Basics
    6.03 Understanding Credit Cards
    6.04 Protecting Yourself from Fraud: Identity Theft
    6.05 Types of Insurance
    6.06 Smart Consumer Spending
    6.07 Major Expenditures: Housing, Transportation and Food
    7.00 Understand the Principles of Giving
    7.01 Give to Others
    7.02 Estate Planning
    		     
               

     Principles 

    of Business

    and Finance

    		    

    Students will benefit from the world-class comprehensive curriculum that provides students with meaningful instruction for and about business, finance, and information technology. The program area is designed to integrate business, finance, and information technology skills into the middle and high school curriculum. In the first part, students will learn to understand the role and nature of business in the global economy. In the second part, students will learn the role of finance in business, as well as, understand business credit and risk management in business. Work-based learning strategies appropriate for this course include mentorship, school-based enterprise, service learning, and job shadowing.

     

    1.0 Understand communication skills and customer relations 2.0 Understand information management

    3.0 Understand professional development

    4.0 Understand business operation management 5.0 Understand economics

    6.0 Understand financial analysis

    7.0 Understand marketing and business management